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  • Writer's picturejamesroman

What Is A 50cc Scooter And How Can It Save Insurance Premium?

Updated: Apr 1, 2021

The best way to save money on the motorbike purchase is to opt for 50cc vehicles. As the insurance premium rate, tax rates, cost of the vehicle and servicing rates are low compared to the high cc motorbike.


The expanded knowledge of 50cc:


The expanded version of cc is Cubic Centimeters. There are lots and lots of vehicles available in the automobile market. The engine size of the bike matters, along with its power productions. Based on it and style the car poses, it is categorized as a sportbike, adventure bike, touring bike and so on.


These 50cc bikes or scooters are probably built with an automatic transmission system where there would be no stress to change gears. You can trigger the accelerator and can keep moving. This kind of vehicle has a top speed of around 42 mph (more precise).


50cc motorbikes and scooters are cheap in the automobile insurance, and the proportion of the damage cost is also comparatively low. This makes the insurer quote a more affordable premium, and it is also more suitable for the young driver, but most youngsters won't accept such motor as they love to drive a sports motor.


Choosing it:


If your age is 16, then the best choice on buying a motorbike if you ask expert they would insist on buying a 50cc mopeds, because it is legal in the UK. Then don't forget to "L" board on the vehicle till your age gets up to 17.


This point scales up a 50cc engine vehicle's selling rate and seeks the insurance premium cost and low maintenance cost. Before buying it, consider someone who has pre-used it and checks the tax rates for it.


Then check the availability of parts and examine the pricing between new and second-hand motorbike. Buying a used vehicle can save you even more money. In case if you want it with the latest features then good to buy a new one.


Ensure the scooter:


There are three types of insurance, and you have to choose from because it is mandatory in the UK:

  1. Third-party

  2. Third-party theft and fire

  3. Comprehensive insurance

Most would be well aware of all these three. Third-party and third party fire &theft are pretty similar; when something goes wrong to the third party property, your insurance will take care. But in third party fire and theft, it covers both the third party property damage, and the insurance will also cover fire & theft of the bike.


Comprehensive insurance is full protection for the vehicle, and it encloses all aspects. You will be more financially secure, and you can claim for both third party property damage and the damage on your vehicle.


Compare bike insurance UK because of the policy cover, and the premium cost varies for each provider. Even some could offer more than the standard cover, so it should be followed for a scooter.

Image Source: wikimedia.org

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